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Get up to $40,000 to consolidate credit cards, bills, or other debt.

Move forward with a debt consolidation loan from Discover®

We will match you with a loan program that meet your financial need. In short term liquidity, by striving to make funds available to them within 24 hours of application.

Check Your Options

Get started with a simple application to see your payment options with no impact to your credit score.

Finish Application

Select the best loan terms and monthly payment for you and provide some additional information to complete your application.

Simple Qualification

The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.

Receive Funds

If approved, the funds could be in your account as soon as the next business day.

Help People Outsmart Debt for Good

We provide a different kind of personal loan designed to help people pay down debt faster and take control.

Benjamin Ralph Rayburn

Ronald, I appreciate your honesty, steadfast process and professionalism. You have really made my day even though we have met some obstacles from my end, yet you have helped to overcome it accordingly. Thank you for your support and attention.

Judith S Sanders

Trevor Kiefer was great. He was understandable with my needs, was very patient, helpful when I needed it and was easy to talk to. His employment will get me to recommend lending point to anyone in need of a loan.

Teresa Dragon

It was a fast, easy and convenient process from the beginning to the end. Ronald Barber was professional, knowledgeable and polite. He kept me informed throughout the entire process through email or personal phone calls. I would recommend discover to family and friends. The entire process was less than 48 hours.

Best Personal Loans From Top Lenders in January 2025

Calculate Your Payments

Use our Payment Calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.

See If You Pre-Qualify

Your pre-qualification request is just the first step in the home loan process, so you need to keep all of your other paperwork together and available for when you’re ready to buy.

Buy Your Dream

If you get pre-qualified, we will use your information to find the loan amount that works well for your situation. We work hard to make it easy on you for when you’re ready to buy.

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We help people to find their best and dream house

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage.

How can a debt consolidation loan help you reach your goals?

A debt consolidation loan allows you to combine multiple higher-rate balances into a single loan with one set regular monthly payment. It is one of several tools you might consider to gain control of your debt, from bills to credit cards. With a Discover personal loan, for example, you can apply for up to $85,000. With rates from 7.99% to 24.99% APR, we could help you save money on higher-rate interest and pay off your debt sooner.